Company Creators
Open an account and deposit your initial share capital. All at once. All online.
The account that means business
Pay, get paid, invoice, bookkeep, manage expenses & oversee cash flow. All online in one smart app.
From €9/month excl. VAT. Try it free for 30 days with no obligations.
The Business Account
The account that’s powerful to the core. Day-to-day banking, from local IBANs to free Mastercards & instant payments, all included in your plan.
Invoice Management
Centralize invoices & receipts in one place, get paid faster & automate your outgoing payments.
Expense & Spend Management
Control team spending with budgets, automatic receipt collection & tailored access.
Bookkeeping & Cash Flow
Collaborate with your accountant, share tools & get a full, real-time cash flow overview.
Loved & trusted. 450000 times
and counting.
Whatever your size, sector or stage of growth
Self-employed
For freelancers and sole proprietors. Because when you fly solo, efficiency matters.
SMEs
Delegate finance tasks to your team while keeping full visibility and control.
Micro-enterprises
With your books in good order, you can focus on growing your business.
Associations
Manage donations, membership fees and expenses. All with a few taps of your finger.
All your finance modules in one app
ACCOUNT
Business account
Business IBANs to pay and get paid
PAYMENTS
Cards
Physical & virtual. Apple Pay & Google Pay.
PAYMENTS
SEPA
Instant SEPA, transfers & direct debits
PAYMENTS
SWIFT
Wire money in 25 currencies
PAYMENTS
POS
With iZettle or SumUp payment terminals
FINANCE
Financing
Get access to funds to fuel your growth
FINANCE
Savings
Savings solutions from our partners’ hub
CORPORATE
Capital increase
Initial share capital or capital increase
HANDY
Bank switch
Fast & easy. Whenever you're ready
PAYMENTS
Cards
Physical & virtual. Apple Pay & Google Pay.
PAYMENTS
SEPA
Instant SEPA, transfers & direct debits
PAYMENTS
SWIFT
Wire money in 25 currencies
PAYMENTS
POS
With iZettle or SumUp payment terminals
FINANCE
Financing
Get access to funds to fuel your growth
FINANCE
Savings
Savings solutions from our partners’ hub
CORPORATE
Capital increase
Initial share capital or capital increase
HANDY
Bank switch
Fast & easy. Whenever you're ready
Loved & trusted. 450,000 times and counting
Your questions answered within minutes.
When it comes to customer service, the reviews and ratings of our 450,000+ clients do the talking for us. We answer our customers in 5 languages, 7 days a week.
Learn more
Your account is secure and safe.
Qonto is a licensed Payment Institution so your funds are fully safeguarded by law. Your account and operations are protected by 3D-Secure and Strong Customer Authentication technologies.
Learn moreSign up in minutes. Join the movement.
Qonto’s goal is to protect what’s most precious to entrepreneurs: their time, energy and focus. We are creating the future of business banking and finance, and we’d love you to join us.